Maui Real Estate Resources for Buyers
Check out Katrina's Buyer's Resource Tips
Learn helpful purchasing tips as well as how to make your move as smooth and effortless as possible.
Owning a home is a big part of the American dream. And, owning a home on Maui is for many the ultimate dream. There is a sense of comfort, security and pride when you are able to live in a home that truly reflects your unique tastes and caters to your personal lifestyle and needs.
The Buyers' Resources page was created to provide you with important real estate buyers information including information on the Buying Process as well as information on Katrina's Buyer Agent services, the special services available for real estate investors and resources for Maui mortgage brokers and escrow companies.
All successful real estate transactions take a professional team, dedicated to giving you the best service. Katrina surrounds herself with experts in all important aspects of the buying process. Her excellent rapport with the top professionals in each field, combined with her renowned level of customer care, means you are assured the ultimate service experience.
Request Katrina's Exclusive Home Buyer's Guide
This comprehensive Buyer's Guide gives you in-depth information about each facet of the home buying process.
Request The Keiki Package
This special and popular packet just for children includes a Hawaiian coloring book, crayons and a flower lei. They'll love it!
The Keiki Coloring Book is a way for you to talk with your child about the life changes that are before you as a family and help them to embrace the adventure before them.
Choosing a Real Estate Agent
Buying Your Home or Property with Katrina Pitman
Katrina Pitman is considered one of the top Buyer's Representatives on Maui. Her outstanding client services have been much sought after and in 2003 she was hand-picked to become the Buyer's Specialist for one of South Maui's most prestigious brokers and the upscale residential development, Kilohana Ridge.
Whether it be the diligence she takes in every step of the process, her ability to make clients feel at ease or her renowned follow-up, Katrina continues to be one of the top Maui real estate agents for buying or selling real estate on Maui.
Here are just a few of the benefits you will gain from choosing Katrina as your Buyer's Representative:
- Katrina represents your interests - with Katrina's exclusive representation you will receive the highest level of service available.
- Customized Service - Katrina will meet with you to find out exactly what your needs are and what type of viewing schedule works best for you. Her extensive knowledge of the market place and her up-to-date research ensures the properties that meet your needs are shown to you as soon as they are put on the market.
- Katrina handles all details for you - Once your offer has been accepted, Katrina's client care skills ensure that all the details regarding your home's purchase and closing are handled properly, on time and with the smoothest experience for you!
- Her extensive experience in contract writing and negotiations is used to structure the contract to protect your interests and address all concerns.
- Katrina coordinates with cooperating agents and represents your needs at closing.
- Expert Real Estate Team - Katrina surrounds herself with experts on market trends, financing options, new developments, structural issues, zoning changes and myriad other real estate related issues. Their expert advice can prove invaluable when faced with the enormous task of buying your home or property.
- And When It's All Over.... - Unlike other real estate agents, who are no longer available after the purchase, Katrina continues to work for you even after the transaction is closed. She is available to you to answer any questions and help in any way to make sure all your real estate transaction needs and beyond are a success. Many of her clients begin as strangers and many end up as long lasting friends. Become a member of Katrina Pitman's Family of Happy Buyers.
Mortgage Resources Information
Before a consumer applies for a mortgage loan, their first step is usually to meet with a mortgage broker. He or she is with you from start to finish. They interpret your needs and find the most suitable mortgage for you, while steering you through the mortgage process. They will also help a client to review their credit history and correct, if necessary, any disputes regarding their credit, thus helping to ensure the best mortgage package available.
There are many mortgage loan types (products) now available to home buyers and each has its advantages and disadvantages. The interest rate, the amount of down payment required, and the size of your monthly payments can change greatly depending on which product you choose.
It is important to find a lender who will design a suitable loan package that is specific to your needs. Katrina is here to assist you in finding a lender who is just right for you. Following are seven mortgage companies that have provided excellent lending service and have ranked highly with past clients:
Bank of Hawaii - Kihei
Contact: Tina Gerber
Address: Kihei Azeka Place II, 1279 South Kihei Rd., Kihei, Maui HI 96753
Phone: (808) 875-8102
Website: http://www.boh.com
First Horizon Home Loans
Contact: Rick Smith
Address: 270 Dairy Road, Kahului, Maui HI 96732
Phone: (808) 281-7535
Hawaiian Islands Lending
Contact: Bill Schulz
Address: 1135 Makawao Ave., #267, Makawao, Maui HI 96768
Phone: (808) 281-8964
Premiere Mortgage - Kihei
Contact: Trisha Morris
Address: 535 Lipoa Parkway, Ste. 101, Kihei, Maui HI 96753
Phone: (808) 874-8800
Rainbow Mortgage - Kihei
Contact: Steve & Trudy Warren
Address: 1280 S. Kihei Rd., Ste. 222, Kihei, Maui HI 96753
Phone: (808) 280-5231
Wells Fargo - Kahului
Contact: Monica Riker
Address: 70 E. Kaahumanu Ave., Kahului, Maui HI 96732
Phone: (808) 873-3700
Wells Fargo - Kihei
Contact: Joe Johnson
Address: 1325 S. Kihei Rd., Ste. 102C , Kihei, Maui HI 96753
Phone: (808) 875-6877
The Step-by-Step Buying Process
The First Step - Find a REALTOR® You Can Trust
The home buying process begins with finding an experienced REALTOR® that you can trust and by signing a Buyer's Representation Agreement. This guarantees, by the laws of the State, that your needs are professionally represented throughout the entire process of buying your home or property. Katrina is an an experienced and Accredited Buyer's Representative. She's someone you can trust! This is also the time you begin the mortgage process so you know how much you can qualify to spend on your home purchase. (See below for Mortgage Resources).
The Next Step - Look for the Perfect Property
Katrina and the professionals at RE/MAX Maui assure that you will receive individual attention and the most up-to-date information, both through personal calls, showings and our Auto-Notification System.
Making the Offer - Putting Your Desires in Writing
When you find your dream home, a competitive offer should be presented immediately. Katrina has the experience you need for writing contracts, presenting offers and negotiating on your behalf. She will work to get you the property you want at a fair price, a transaction in your best interest.
The Contract - Checking Every Detail
When the Seller accepts your offer, you go "under contract". Katrina will make sure the details are handled accurately and in a timely manner. Our aim is to have your transaction be as effortless as possible and close on time.
Contingencies and Inspections - Part of the Process
Contingencies are handled and inspections are performed to ensure the property is "perfect" for you. Contract details are further negotiated, if necessary, as we head to closing!
Home Sweet Home - Almost....
Before you take that first step into your new home, you will have to go to "the closing". The closing is the final step in the home buying process. Katrina will keep you informed of the details necessary to make your dream a reality.
Maui Real Estate Investor Services
While much of the process of purchasing a home or property is similar for Real Estate Investors, they also have unique needs that must be met to achieve a successful real estate transaction.
If you are purchasing a home or property for investment purposes, please let Katrina know. This will allow her to create the very best buyer's package and team of service providers, customized to meet your investment needs. See how Katrina's Investor Services can help you ...
Escrow Company Resources
The role of an escrow company is to act as a “neutral third party” assuring that both the buyer and the seller are protected during any transaction of real estate property. Escrows have clearly defined time limits and, if for some reason all instructions cannot be carried out by the time limit, all parties are then entitled to the return of funds, documents and any other related materials.
You may find it useful to investigate in advance what additional services or incentives each escrow company offers that would make one company fit your needs more precisely than another. Following are three escrow companies that have provided excellent service and have ranked highly with past clients.
Island Title Corporation
Contact: Pamela Teal
Address: 1325 S. Kihei Rd., Suite 205, Kihei, Maui HI 96753
Phone: (808) 879-5706
Website: http://www.itchawaii.com
Old Republic Title & Escrow of Hawaii
Contact: Trisha Spencer
Address: 380 Huku Li'i Place, Suite 206, Kihei, Maui HI 96753
Phone: (808) 875-6950
Website: http://www.ortc.com
Title Guaranty Escrow & Title Services
Contact: Tamara Cabanilla-Aricayos
Address: 41 E. Lipoa St. Suite 29, Kihei, Maui HI 96753
Phone: (808) 875-6686
Website: http://www.ortc.com
Katrina Pitman Real Estate
P.O. Box 1733, Makawao, Maui, HI 96768
Phone: (808) 298-6938
Email: Katrina@KatrinaPitmanRealEstate.com
Credits: Photo of Maui Sunset by Kristin Fein of Fein Art Photography: (808) 281-1302
© 2007 Katrina Pitman Consulting Services